Will Interest Rates Crash Your Business in 2026?
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Key Takeaways
Prioritize fixed-rate debt for long-term investments like trucks and equipment to lock in lower interest rates and avoid payment fluctuations.
Recognize that lower interest rates primarily boost homeowner spending through mortgage refinancing, freeing up discretionary income, rather than just HELOCs.
Invest in strong leadership, management, and internal systems now to ensure team retention, as labor supply will likely be the critical constraint when demand surges.
Develop a compelling company culture and transparent career development paths to create a 'moat' against competitors poaching employees with higher wages.
Implement pay-for-performance, profit-sharing, and other incentives to make wages competitive and reward high-performing employees.
Showcase your unique compensation and career growth opportunities on your careers page and social media to attract and retain top talent.
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